If you’re holding $10K, $50K, or even $100K in cash right now… you’re closer to financial freedom than you think.

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But odds are, you’re doing nothing with it.
And that inaction is costing you way more than inflation.

The reason for this?

"A confused mind can't act...."

You're constantly bombarded with podcasts, youtube videos, and IG reels giving you a new strategy to get "rich and free" daily.

Today - after having this conversation thousands of times and helping hundreds narrow down their focus....

I'm here to give you some tactical "rules of thumb" that will help you focus.

Let's break it down....

Every day, my inbox / DMS's are flooded with this one question:​
​“Hey Brian, I’ve got $10K / $50K / $100K. What should I invest in?”

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But behind that question is a mindset / clarity constraint.
Not a capital constraint.

99% of people fall into one of two camps:

🥊 Camp 1: Hustlers with $0–$10K

They’re fired up. Motivated. At the starting line of their race to financial freedom.
“dude, I want out of corporate! I’ll do whatever it takes!”

💡 Camp 2: Earners with $20K–$200K+

"Im saving up for the perfect deal"

Yet the issue is you don't have what that is defined.

You have heard 9 million asset classes, 10 million strategies, and can't figure which is best for you, today.

And that’s how you stay stuck on the golden hamster wheel.

So here’s the truth no influencer will tell you:

Let me give you the real roadmap based on capital levels—so you stop wasting time, and start building cashflow.

For reference to new readers (why you should continue reading this):

• We have helped over 400 investors directly do this, and have hosted directly 2000 coaching calls guiding people on this
• Across different asset classes, different income levels, d) all of the above.
• We have a full team of 7 that is literally only dedicated to this. Every day.

🚧 $0–$10K: Don’t Invest. Stabilize.

Your job isn’t to grow money—it’s to build a cash cushion

In this phase, you need to make sure an emergency won't wipe your family out.

Stack your cash, keep your peace of mind. Don't even think about investing (in anything) yet

• Save $10K emergency fund
• Build skills that generate more income (sales, operations, lead gen, etc.)
• Stop following 17 different investment gurus. Focus on income first.

Best thing you can do here?
Become undeniable at solving valuable problems.

📚 $10K–$30K: Invest in Education + Access

This is where most people screw up.

They want to stretch every dollar into a rental or Airbnb—and then wonder why they’re overwhelmed with broken toilets and zero cashflow. This is most people i speak with - daily.

Today - you think saving $40-50k to put into a rental property will get you financially free.

It wont....at least not within 10 years.

This is the phase where you invest in skillsets (education) and network (access to capital and experience)

An example of this is our Acquisitions Director for Action Academy - Mason Miranda.

Mason had no experience, no capital outside of about $15k saved.

He invested in education to learn multifamily investing, he networked with hundreds of mentors and capital partners, raised millions of dollars, and now has a portfolio of over 200 doors (within last two years). From zero real estate.

So - Here’s a better idea:

• $10K in savings
• $10K–$30K toward world-class skill-building and networks

Not YouTube tutorials. Not $97 courses.
I’m talking about getting into the rooms where the real deals happen and the real operators hang.

Because you don’t need more information.
You need proximity and accountability.

The number one thing that millionaires pay for is access.

To more talent, more capital, more partnerships. Period.

(and while action academy is one option for this - there are many more as well! Find the mentor, coach, community that is best for you and your situation)

⚠️ $50K: Avoid This $50K Mistake

This is where the LP trap begins.

LP = Limited Partner.
You wire $50K to a syndicator and pray for 8% returns while owning a class B bathroom in Boise Idaho.

Sounds sexy.
Feels “safe.”

But here’s the hard truth:

Surgeons. Lawyers. High-income W2s who want passive, predictable income to supplement their career until retirement.

But if you’re trying to replace your income?
LP is not your path. You’ll make $3K–$4K per year. Total.

You can’t buy back your freedom $300 at a time.

Also - no, you will not learn how to buy massive deals by being an LP, you'll only learn how they communicate with investors.

🚀 What To Do Instead (With $50K)

Here’s where you turn the corner:

If you want to quit your job this year:

• Partner with 1–2 others and buy a small business
• $120K down on a $1.2M business
• One partner operates, others bring capital
• Split six-figure salaries
• Get profitable month one

If you’re playing a 2–4 year game:

• Invest in a commercial deal operator’s team (sweat equity)
• Offer to find and run deals for equity
• Earn 10–15% in your first deal (on GP side)
• Stack experience, credibility, broker relationships
• Then raise capital and go big for next deal

Both paths work.
Pick the one that fits your life season—and run it hard.

💣 $100K+: Now You’re Dangerous

This is where things get real.

With $100K+ you can:

• Fund your own deal
• Buy a cashflowing small business
• Be a private money lender
• Become a GP with operators
• Co-invest in land flips and pop $20-30K+ in 90–120 days

It’s not about “more options.”
It’s about choosing a game you can win.

At $100k + the primary thing you're looking for is access to seasoned operators and mentors so you don't waste your time with bad or small deals.

And if you don’t know what game fits you yet…

🎯 That’s exactly why we do our 20-30 minute clarity calls → Action Academy Coaching Call (Free)​

• You tell us your goals, skillsets, and timeline
• We tell you the asset class + role that fits
• We hand-review it—no bots, no fluff
• And we either show you next steps with us or point you in the right direction elsewhere

We’ve done this for 400+ people.
Some of them are already quitting their jobs 6–9 months later.

If you’ve ever wondered,
​“What should I do with this money?”​
Now you’ll know.

👉 Click here to take the free assessment​

Final question:

Will you be the same person, in the same job, asking the same question this time next year?

Or will you be the one who finally made their move?

Time to find out.

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